Our practice accepts several forms of payment for dental treatment provided at this office:
Cash , debit card, personal check, business check ( by an authorized person)
Credit Cards: MasterCard, Visa, Discover, American Express
American General : We have an outside financing company that provides our patients with an interest free loan for dental treatment (actually , we pay the interest for you!). Everyone that qualifies can receive 90 days “same as cash” short term advance. For treatment plans from $700.00 to $1,000.00 an interest free period for 6 months is provided. For dental treatment over $1,000.00, interest is not due for twelve months. A short application is required and we usually have an answer back within 10 minutes.
Dental Fee Plan: This is an outside financing company that has a reasonable interest rate for up to 5 years ( 9% - 12% range) for large treatment plans that cannot be paid off within 12 months. This company is contacted directly by you over the phone (we provide you with all the information).
Dental Insurance: Understanding your insurance coverage can be quite a challenge. Our goal is to assist you in maximizing your benefits We care for patients from many different employers. Each company pays an insurance premium for specific coverage which fits the employer’s budget. Each plan is different in it’s covered services. We encourage you to become familiar with your policy exclusions, deductibles and required copayments.
Our courtesy service to you includes:
- Filing your insurance electronically within 24 hours of service and requesting payment be sent directly to us.
- Following American Dental Association guidelines for coding procedures and filing insurance.
Our expectations of you as the owner of the policy:
- Payment of fees not covered by your insurance plan at time of treatment.
- Please understand that the insurance policy belongs to you and we have no leverage to obtain payment from your insurance carrier.
- Realize that dental insurance policies restrict payment for some services, use restricted fee schedules (called UCR) and exclude some procedures based on prior conditions or length of time on the plan. All restrictions are based on the premium paid for the insurance, not our fees or recommended treatment.
- You will have to take responsibility for any fees your insurance has not covered after 30 days. The balance on your account will be charged to your credit card.
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